Earn money online - adverts on demand

I5-lady

Would you be interested in making some extra money when you get on the web? No need to sell anything, make cold calls, develop a website, and best of all, it is free. All you have to do is download and put a free toolbar on your browser. When you want to earn some cash, you click a button on the toolbar then view and rate a brief advertisement. That is how the system works. If you are willing to spread the word to your friends, family, your favorite charity or non-profit and have those folks follow the same procedure, you can make money when they make money. Too good to be true?

Cut your monthly bills

money_pounds.jpg

Want an easy way to save money on your monthly bills? Look no further.

You may not have heard of the Utility Warehouse Discount Club before, as they do not advertise. Instead, they rely on satisfied customers letting their friends and family know about the great value services they deliver.

They share the money they save with their members, which means you benefit from the best value in the UK!

As a member of the Utility Warehouse Discount Club you could benefit from…

Mortgage guide

cartoon_house.jpg

If you're buying for the first time, re-mortgaging or buying a new home, these ten simple steps will help guide you through the maze of mortgage jargon and find the best deal available.

1. First things first
Work out your maximum deposit, leaving yourself at least £5,000 in the bank for bills and fees and emergencies.

2. How much can I borrow?
Mortgage providers base the maximum loan they will offer you on a multiple of your income. As a basic rule try not to borrow more than four times your salary, or more than 75% of the house price, if you want to obtain a decent rate of interest.

Earn 10% interest

With interest rates at the banks so low, it's a tough time for savers.

Even ISAs are not really performing very well, and it can be hard to know where to put your money to make a decent rate of interest these-days.

One option you don't often hear about in the main press is the idea of 'social lending', a new idea which is rapidly out-performing the current banking system, by 'cutting out the middle-men', the bankers!

One UK example is Zopa, where people lend and borrow money to and from each other, sidestepping the banks.

It's a smarter, fairer and altogether more human way of managing your money, where both borrowers and lenders get better rates. Check out Zopa to find out more.

Solar is suddenly a great investment

Solar Photovoltaics make a sound investment

It might seem strange in 'cloudy Britain' but you can now make money from converting daylight into electricity. In fact, the payments you will receive, which are guaranteed by the government, represent one of the most secure investments you can make today.

So how does it work?
You get some solar electric panels (photovoltaics or 'PV' for short) installed on the roof of your house or garage, or even in your garden, ideally pointing perfectly south at an angle of about 30 or 40 degrees.